Disclaimer

Not Investment Advice

SmartInvestorsDaily is a financial publisher. We are NOT:

• A registered investment adviser
• A broker-dealer
• A financial planner or fiduciary
• Licensed to provide personalized investment recommendations

The content we publish represents general information and opinions. It is not personalized to your individual financial situation, investment objectives, or risk tolerance.

Investment Risk Warning

All investing involves substantial risk, including the complete loss of principal. You should be aware that:

• The value of investments can go down as well as up
• Past performance is not indicative of future results
• You may receive back less than you originally invested
• Stock prices are volatile and can decline significantly in short periods
• Options and other derivatives carry additional risks
• Investing in individual stocks carries higher risk than diversified investing

You should never invest money you cannot afford to lose.

Do Your Own Research

Before making any investment decision, you should:

• Consult with a qualified financial advisor
• Conduct your own independent research
• Review official company filings and prospectuses
• Consider your personal financial situation and risk tolerance
• Verify all information from official sources

Data Accuracy

While we strive to provide accurate information, we cannot guarantee that:

• Stock prices are real-time (data may be delayed 10-15 minutes or more)
• Financial data is free from errors or omissions
• Analyst ratings and estimates are current
• Company information reflects the most recent developments

Market data is provided by third-party vendors and is subject to their terms of use. For real-time pricing and official data, please consult your brokerage or official exchange sources.

Third-Party Content

Our website may contain links to third-party websites, products, or services. We do not endorse, control, or assume responsibility for third-party content. Use of third-party websites is at your own risk.

Affiliate Relationships and Compensation

SmartInvestorsDaily may receive compensation from:

• Advertisers who place ads on our website or in our newsletters
• Affiliate partners when you click links and make purchases
• Sponsors of content or newsletters
• Companies whose products or services we feature

This compensation may create a conflict of interest and may influence the content we produce. We endeavor to disclose material relationships in connection with specific content.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SMART INVESTORS DAILY, ITS PARENT COMPANY (IT'S TODAY MEDIA LLC), OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any investment losses you may incur
• Errors or omissions in our content
• Actions taken based on information we provide
• Technical issues, delays, or interruptions
• Third-party content or services
• Any direct, indirect, incidental, consequential, or punitive damages

YOUR USE OF THIS WEBSITE AND OUR CONTENT IS AT YOUR OWN RISK.

Forward-Looking Statements

Our content may contain forward-looking statements about companies, industries, or market conditions. These statements are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially. Forward-looking statements should not be relied upon as predictions of future performance.

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